We work with all the companies in NC, so we can help you find the "best" plan for you:
Interestingly, you will find that companies will vary quite widely on what they charge for a particular individual or couple. Certain companies will have preferential rates for people in the 50 year old age group, for example, but not so good for people in the 60 year old age group.
You will find that your insurance quote will vary depending on your zipcode. If an insurance company has had a poor experience in a certain zipcode, they will have to increase the premium for all those people in that zipcode.
Once you have the insurance issued, they cannot increase your premium. If they increase the premium on you, they have to increase the premiums on everyone in your class. The class is usually based on age, and zipcode. Therefore, if you get diagnosed with cancer, or some other illness, the day your insurance is effective, they cannot raise your premiums.
The only way to know is to get a personalized quote for what the premium will be.
You can start by getting quotes.
Then, compare the different plans and ask questions.
Next, apply online!
