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What is a rate up?

Rate Ups can have a great effect on the cost of your health insurance:

When an insurance company determines what premium they will need to charge you, they look at common factors such as age, tobacco usage, body build (weight as it relates to your height and gender), gender, use of tobacco, and medications used. 

If you are on medications for high blood pressure or high cholesterol, or have a "less than perfect" body build, they simply have to charge you more for your coverage. 

You can start by getting quotes

Then, compare the different plans and ask questions. 

Next, apply online! 

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