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What is a deductible?

RichDayHealthPlans provides plans with a range of deductibles:

  • The deductible is the amount you have to pay when you make a claim against your health insurance. For example, if you need to go into the hospital and you have a $2000 deductible; you would be responsible for the first $2000. 

  • Typically, each person on the policy, up to three, will have the $2,000 deductible – so, a total of $6,000 for the family. Then, if you have a coinsurance, you would be responsible for additional money. 

  • Copays will take effect even though you haven't met your deductible

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Then, compare the different plans and ask questions. 

Next, apply online! 

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