Blue Medicare SupplementSM
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Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina
(BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the
worries over costs that Medicare doesn’t cover. Choose from our 11¹ Blue Medicare SupplementSM plans to
find the plan that best fits your needs and your budget.
• Wide selection of plans
• Protection against unexpected events
With the largest market share² of Medicare supplement policyholders in the state, BCBSNC serves more than
125,0003 North Carolina Medicare beneficiaries with over 75 years4 of experience in the health care industry.
• Largest market share of Medicare supplement policyholders in the state²
• One of the most trusted Medicare supplement plans in the state
No matter which Blue Medicare SupplementSM plan you choose, you’re free to select your own Medicare participating
doctor or visit any Medicare-participating hospital. And in most cases, your Part A and Part B
Medicare claims and supplement claims are handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file
You’ll also have access to Blue ValuesSM, our value-added discount programs available to you at no extra cost.4 You’ll be eligible for discounts on health-related products and services, such as eyeglasses, hearing aids and
more.
• Discounts on eyeglasses, hearing aids and more!
• Discount programs exclusive to BCBSNC members
Lock in your entry age on most plans.5 There are many advantages to enrolling in Blue Medicare SupplementSM coverage within the first six
months of enrolling in Medicare Part B. With entry-age plans, when you enroll, you lock in your entry age forever.6 Rate
increases are only due to medical inflation or claims experience. 5 So, if you enroll when
you’re 65, you’ll always pay the rate of a 65 year old, even when you’re 80!
• Lock in your entry age5
• Convenient costs
If you enroll early, you may be eligible for this plan without waiting periods
for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given
or treatment was recommended by or received from a physician within six months before the effective
date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing
conditions.
• No waiting periods for pre-existing conditions
You cannot be turned down for Blue Medicare SupplementSM with BCBSNC® if you meet all of the following:
You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability(Plans A, C, 6)
You enroll within 6 months of enrolling in Medicare Part B
You are not covered by certain Medicaid programs
You are a resident of North Carolina
For More information about BCBSNC's Blue Medicare SupplementSM plans, including a free rate quote, call Rich at RichDayHealthPlans.com at 828-606-6922 or 888-759-1738 Toll Free.
For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy
may be continued in force, contact your agent or the company.
1 Plan A: BMS A, 12/09, Plan B: BMS B, 12/09, Plan C: BMS C, 12/09, Plan D: BMS D, 12/09, Plan F: BMS F, 12/09, HI DED Plan F: BMS HDF, 12/09, Plan G: BMS G, 12/09, Plan K: BMS K, 12/09, Plan L: BMS L, 12/09, Plan M: BMS M, 12/09, Plan N: BMS N, 12/09
2 Based on “2008 Medicare Supplement Insurance Experience Exhibits", published in 2009 by the National Association of Insurance Commissioners (NAIC), as supplied by Mark Farrah Associates
3 Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.
4 Blue Values programs may change or be discontinued at any time. Blue Cross and Blue Shield of North Carolina (BCBSNC) provides these programs for member convenience and is not liable in any way for the goods and services received. These programs are not part of a member’s policy or benefits, but are value-added discounts available for their use. BCBSNC does not profit from the Blue Values programs.
5With entry-age plans, when members enroll, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they initially enrolled. We also offer attained age plans that feature lower initial rates than the initial rate of entry age plans, but these rates increase with age, due to age. Compare attained age and entry age plans to see which plans offer the best cost for you. For both the entry age and the attained age plans, rates are subject to change June 1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
6 Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.
RichDayHealthPlans.com is an independent authorized Agent licensed to sell and promote products from
Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Richard Day.
Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.
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